California life insurance can pay your funeral and burial costs, probate and other estate administration costs, debts and medical expenses not covered by health insurance. It can also cover federal and state death and estate taxes so that your heirs do not have to liquidate other assets or take a smaller inheritance.
Our affordable life insurance policies can even help you create a source of savings. Some plans create a cash value that, if not paid out as a death benefit, can be borrowed or withdrawn on the owner's request.
Is an affordable way to protect your family’s financial future. You can purchase the amount of protection specific to your financial needs and circumstances and have protection for the following:
Universal Life Insurance is a form of permanent or whole life insurance offering the security of a guaranteed death benefit. Like whole life insurance, universal life policies accumulate tax-advantaged savings, or cash value, which is a return on a portion of your paid premiums invested by the insurance company. At your death, the benefit is paid to your beneficiaries tax-free. Universal Life is a flexible permanent policy that allows you to customize your premiums and death benefit from year to year.