Flood Insurance

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Federal law may require you carry flood insurance if you live in an area which a greater chance of flooding. However, even if you are not required to carry flood insurance, your property may still be at risk.

Flood Insurance Coverage

Flood damage and regular water damage can be separate, specific conditions with property insurance. Flood insurance covers the structure and personal property continued within your home.

Be certain you're covered in the event your home sustains damages. Speak with O'Donnell Insurance Services to ensure you're insured properly against water-related damages.

When Should I Purchase Flood Insurance

Most flood insurance policies have a 30-day waiting period prior to coverage becoming effective. There are only a few exemptions, for specific circumstances such as the closing of a new home within 30 days or less.